Category Archives: Insurance Insight

1. Temporary Total Disablement  We all know there is a level of risk involved with riding and even handling horses on the ground. They can be unpredictable. So, how would you cope if a horse-related accident meant you were unable to work for a period of time? The KBIS BE Personal Accident policy will pay […]

While we are living in uncertain times we understand that looking more closely at your finances may be necessary, we therefore, wanted to offer some guidance on the possible alternative insurance solutions, as well as ways you can adjust your existing policy to reflect your current needs, saving money at the same time.  The following […]

We can provide cover for many types of trailers, including horse trailers, flatbed trailers, garden trailers, and box trailers. Trailer Insurance provides cover for accidental damage, fire, and theft. This means that any damage to the trailer caused by an accident, not fair wear and tear, would be covered by the policy, as well as […]

When it comes to insuring your event horse there are a number of areas to consider, we have created the simple guide below to help explain each section of cover available.      Mortality Insurance Mortality insurance covers your horse should he be killed, die or have to be put down by a vet because […]

As riders we are always looking out for our horses and often forget about putting cover in place for ourselves. The British Eventing Personal Accident policy created in conjunction with KBIS provides cover for any accidents sustained whilst riding and handling horses, whether at home, schooling or out competing. The unpredictability of horses and eventing […]

The Importance of Insurance as a Freelance Groom or Rider Why do I need insurance? It is no secret that working with horses can involve a high level of risk. Ensuring suitable Insurance cover is in place for you as a Freelance Groom or Rider will provide the protection you need in your everyday work. […]

The sale and purchase of horses is often a stressful operation for both parties. Horses being live athletic animals cannot be guaranteed in the manner of motor vehicles.  Like machines the body is subject to stresses and wear and tear but unlike a car there is no facility for easy repairs. The phrase “caveat emptor” […]

As riders our main focus is usually our horses and we forget about putting cover in place for ourselves, despite the unpredictable nature of horses. Personal Accident Insurance is, therefore, an important consideration whether you are a professional or amateur rider. There are many different policies available covering personal accident and it’s important to consider […]

There is sometimes some misunderstanding as to why insurance companies require health documentation when a horse is insured, hopefully, this will help to explain why it is required and why full disclosure benefits the horse owner. When a horse is insured it is important for the owner and the Underwriter (the company that takes on […]

Starting a business can be an exciting prospect, however, you have a duty of care to operate as safely as possible. Knowing what you must have by law, whether in respect of insurance or health and safety is important and one will help the other. Liability Insurance The purpose of liability insurance is to protect […]