Freelance Rider Insurance – Summary & Premium Indication
A Freelance Competition Rider is someone who competes horses for third parties on a freelance basis. This includes Freelance Groom cover.
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Limit of Liability
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Cover Level
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£1,000,000
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£2,000,000
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£5,000,000
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Per Rider
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£497.82
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£578.91
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£766.05
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This table shows an indication of the annual premium including Insurance Premium Tax and administration fees. These can be paid monthly by direct debit (further charges will apply).
Freelance Rider Insurance – Cover Available
Public Liability
Public liability covers you for any claims made against you in respect of third party property damage or third party injury. We offer a choice of limits from either £1,000,000, £2,000,000, or £5,000,000 with an excess of £500 (third party property damage only).
Care, Custody & Control
Also referred to as Custodial Liability, this section provides cover should a horse, in your care, sustain an injury or die as a result of your negligence.
Benefits are paid for veterinary fees or, in the event of the horse’s death, the current market value of the horse, up to the incident limit of £10,000 per horse, and £100,000 during the policy period and an excess of £500 for each and every loss.
Specific Extensions
We can offer specific extensions to cover depending on your individual requirements, for example, extend your Public Liability cover to include house sitting or clipping. We are also happy to approach our underwriters about any non-standard extensions to cover that you may need.