Breaking down with horses on board is a worrying thought. Knowing the steps you need to take will help take some of the stress out of the situation. Step 1: Your safety is paramount. If possible, get your vehicle to a safe place such as a verge, the hard shoulder, or a gateway. Ensure you […]
Category Archives: Insurance Insight
What cover does my trailer insurance include? Your trailer insurance covers you for Accidental Damage, Fire and Theft of your trailer, it does not cover any Third Party damage, this should be covered under the insurance for your towing vehicle. Am I covered to take my friend’s horse to a show in my trailer? Yes, you are […]
What does my horsebox insurance include? Am I covered to transport my friend’s horses? You may transport other people’s horses as long a no money changes hands (other than a contribution to fuel/running costs), if you are wanting to be paid for transporting horses you will need cover for ‘Hire & Reward’, otherwise, you will […]
Vets fee insurance is the most popular cover option on a horse insurance policy but it can also be the most confusing. Selecting which level of cover is most suited to your situation can be difficult, especially when there are so many different options available. Below we have produced a simple guide designed to help […]
Losing a horse, whatever the circumstance, is the most difficult thing any owner will face and nothing can help lessen the emotional impact it has. Having your horse insured against all risks of mortality can help with the financial implication of such a loss but what many people don’t fully understand is that unless the […]
Insuring Yourself – What does Rider Insurance Cover? Rider Insurance is a term used for both Personal Accident Insurance and Public Liability Insurance for people who ride or handle horses. These types of insurance cover different risks as follows; Personal Accident Insurance covers you for injuries you sustain while riding and handling horses, these types of […]
The first step to insuring your horse is deciding on the amount you should insure them for, this is referred to as the sum insured or value to insure. To decide on this amount you need to determine your horses Market Value. In the first of our Insurance Insight articles we look at Market Value, […]
When it comes to insurance, making sure that you are getting the best policy for your needs is always at the forefront of most people’s minds, along with value for money, and is something KBIS focusses closely on. KBIS British Equestrian Insurance, the UK’s leading independent horse insurance provider, are the only insurer to offer […]
Whether you are a one horse owner, private yard proprietor or have an established livery yard, public liability insurance is one area of cover that shouldn’t be overlooked; and with periodic payment orders (PPOs) now increasingly being used to settle serious injury claims, it is just as important to ensure that you not only have […]