Breaking down with horses on board is a worrying thought. Knowing the steps you need to take will help take some of the stress out of the situation. Step 1: Your safety is paramount. If possible, get your vehicle to a safe place such as a verge, the hard shoulder, or a gateway. Ensure you […]
18
Aug
Aug
What cover does my trailer insurance include? Your trailer insurance covers you for Accidental Damage, Fire and Theft of your trailer, it does not cover any Third Party damage, this should be covered under the insurance for your towing vehicle. Am I covered to take my friend’s horse to a show in my trailer? Yes, you are […]
18
Aug
Aug
What does my horsebox insurance include? Am I covered to transport my friend’s horses? You may transport other people’s horses as long a no money changes hands (other than a contribution to fuel/running costs), if you are wanting to be paid for transporting horses you will need cover for ‘Hire & Reward’, otherwise, you will […]
18
Aug
Aug
Hardly a week passes without there being an article in the News about the obesity crisis in the human population. Today’s young people may be the first generation not to have longer lifespans than their parents. There is a huge increase in Type 2 diabetes and obesity is linked to heart disease, numerous types of […]
21
Jul
Jul
Vets fee insurance is the most popular cover option on a horse insurance policy but it can also be the most confusing. Selecting which level of cover is most suited to your situation can be difficult, especially when there are so many different options available. Below we have produced a simple guide designed to help […]
13
Jun
Jun
Losing a horse, whatever the circumstance, is the most difficult thing any owner will face and nothing can help lessen the emotional impact it has. Having your horse insured against all risks of mortality can help with the financial implication of such a loss but what many people don’t fully understand is that unless the […]
26
May
May
Insuring Yourself – What does Rider Insurance Cover? Rider Insurance is a term used for both Personal Accident Insurance and Public Liability Insurance for people who ride or handle horses. These types of insurance cover different risks as follows; Personal Accident Insurance covers you for injuries you sustain while riding and handling horses, these types of […]
17
May
May
The first step to insuring your horse is deciding on the amount you should insure them for, this is referred to as the sum insured or value to insure. To decide on this amount you need to determine your horses Market Value. In the first of our Insurance Insight articles we look at Market Value, […]
16
Mar
Mar
Horses have evolved to be free roaming grazing animals. Given the option to live this way they will spend about three quarters of their time with their heads down and will be continually on the move albeit slowly, as they search for the tastiest grass. As a result of this evolutionary fact, the respiratory system […]
13
Feb
Feb
How closely does your veterinary surgeon work with your farrier? In my opinion this relationship should be very close indeed. Part of my responsibility as a vet in the Royal Army Veterinary Corps (many years ago!) was to ensure that the qualifications of the Army farriers were in line with those offered by the Colleges […]