When deciding to insure your horse it is important to consider all the costs involved. Something we are often asked is whether or not horses need to be vetted in order to be able to take out cover. The short answer to this is, it actually depends! It depends on the cover you are looking to purchase, the value of your horse and how long you have […]
Category Archives: KBIS - Insurance Insights
Often when taking out horse insurance the first step is deciding how much you should insure your horse for. To make this decision, you need to determine how much your horse would be worth if you were to sell him, but it can be hard to know where to start. How do I value my horse? If you have recently bought your horse this is quite […]
While we are living in uncertain times we understand that looking more closely at your finances may be necessary, we therefore, wanted to offer some guidance on the possible alternative insurance solutions, as well as ways you can adjust your existing policy to reflect your current needs, saving money at the same time. The following options […]
Whether you travel your horse on a regular basis for competing and training or just on the odd occasion to access better hacking or enjoy a fun ride, safety is paramount. When we travel our horses we ensure we do so safely; to help minimise any risk of injury or stress. In fact, there is often an extensive list of travel essentials including hay, […]
We can provide cover for many types of trailers, including horse trailers, flatbed trailers, garden trailers, and box trailers. Trailer Insurance provides cover for accidental damage, fire, and theft. This means that any damage to the trailer caused by an accident, not fair wear and tear, would be covered by the policy, as well as damage caused […]
Getting a new horse is a busy and exciting time. When getting a new horse, whether the horse is a new purchase, on loan or being leased, we understand that there are lots of things to consider and sometimes taking out appropriate insurance cover isn’t always top of the ‘to-do’ list. However, it is important and it will benefit you and your horse […]
1. Temporary Total Disablement We all know there is a level of risk involved with riding and even handling horses on the ground. They can be unpredictable so how would you cope if a horse-related accident meant you were unable to work for a period of time? The KBIS BE Personal Accident policy will pay out a weekly benefit in line with the cover […]
When it comes to insuring your event horse there are a number of areas to consider, we have created the simple guide below to help explain each section of cover available. Mortality insurance Mortality insurance covers your horse should he be killed, die or have to be put down by a vet because he is in unremitting pain that cannot be […]
As riders we are always looking out for our horses and often forget about putting cover in place for ourselves. The British Eventing Personal Accident policy created in conjunction with KBIS provides cover for any accidents sustained whilst riding and handling horses, whether at home, schooling or out competing. The unpredictability of horses and […]
The Importance of Insurance as a Freelance Groom or Rider Why do I need insurance? It is no secret that working with horses can involve a high level of risk. Ensuring suitable Insurance cover is in place for you as a Freelance Groom or Rider will provide the protection you need in your everyday work. Working on a Freelance basis means you are […]