Yard Insurance – Cover Available
Public liability covers you for any claims made against you in respect of third party property damage or third party injury. We offer a choice of limits from either £1,000,000, £2,000,000, or £5,000,000 with an excess of £500 (third party property damage only).
Care, Custody & Control
Also referred to as Custodial Liability, this section provides cover should a horse, in your care but not owned by you, sustain an injury or die as a result of your negligence. Benefits are paid for veterinary fees or, in the event of the horse’s death, the current market value of the horse, up to the incident limit of £10,000 per horse, £100,000 during the policy period and an excess of £500 for each and every loss.
We can offer specific extensions to cover depending on your individual requirements, for example, extend your Public Liability cover to include freelance activities, shows, facility hire and livestock cover. Further to this, we are happy to approach our underwriters about any non-standard extensions to cover that you may need.
You are required by law, under the Employers Liability (Compulsory Insurance) Act 1969, to hold a current Employers Liability policy for anyone employed by you, whether they are full time, part time, in training, paid or unpaid. It provides cover for any personal injury claims made against you by an employee during the course of their employment.
The policy provides cover up to £10,000,000.
Employers Liability cannot be taken out in isolation, only in conjunction with Public Liability.
Yard Insurance – Claim Forms
Should you need to make a claim on your policy it is important that you notify KBIS as soon as possible.
The following guide will help to ensure that you have complied with the terms of your policy with regards to claims notification. It is important to adhere to these conditions as failure to do so may prejudice your position with underwriters.
If the claim is in relation to a commercial combined insurance policy then you should contact KBIS.
UK Telephone No: 0345 345 2323
Outside UK: +44 (0) 1635 247474
View our office opening times.
Obtain a Claim Form
You can download both a General Liability Claim Form above.
If you have contacted our offices we can arrange for a form to be sent by post, including a free post envelope for the return of your form and documentation
Collate all necessary information
In order for us to process your claim in the most efficient manner it is important that we have all of the relevant documentation, as requested, to enable us and the underwriters to consider the claim in its entirety.
Send the completed claim for and documentation to KBIS
Please note that we are unable to give any indication whether a claim is likely to be paid without the completed claim form and invoices.