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Horse & Rider Insurance

Horse & Rider Insurance

KBIS offer a choice of cover options when it comes to Horse & Rider Insurance.

You can either include rider insurance on the same policy as your horse, or you can choose to have a stand-alone Personal Accident Policy. Our stand alone personal accident policy offers higher levels of cover, includes weekly benefits if you are unable to work and offers cover 24 hours a day even when you are not riding. If you choose to combine rider insurance within your horse policy, cover includes anyone riding or handling your horse with your permission (excluding professional riders). Benefits include payments for death or permanent disablement as well as some dental work.

For your horse insurance, we have tried to make our policies as flexible as possible allowing you to cater the cover to your requirements.  Depending on your horse’s age and class of use you have the choice of up to ten different types of veterinary fee cover, which vary in excess and incident limits. 

We have two different types of policy, competition cover and leisure cover. Our Competition cover provides more comprehensive cover with incident limits up to £6,000, colic surgery up to £7,500 and cover for complementary treatment and hospitalisation.  Whilst our Leisure cover offers a cheaper alternative with cover from accidental, external injuries only to our most popular option of £3,000 per incident with a choice of two excess’.

Both options also include cover for 15 months from the onset of an incident allowing you to claim for 3 extra months compared to most policies. 

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