Personal Accident Insurance
Having a personal accident policy in place is essential for any rider.
Stand-alone personal accident insurance policies provide a more comprehensive level of protection than the cover typically found within a horse insurance policy or association membership. KBIS' policy covers the policyholder for accidents and illness which occur whilst riding and also for the unfortunate incidents which can happen at any time, such as falling down the stairs or suffering from a long-term debilitating illness.
The policy provides a number of benefits. Firstly, a lump-sum benefit designed to be used by the policyholder in the event of serious injury. Secondly, weekly benefits linked to income, which is designed to supplement the policyholder's income should they be temporarily prevented from working. Finally, the policy provides cover for dental treatment not available on the NHS.