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KBIS British Equestrian Insurance provides Horse Insurance, Horsebox Insurance, Liability Insurance plus lots more

Catastrophe Cover

Our Catastrophe Cover is an affordable vet fee option that can either be purchased as a standalone policy for just £300* or in conjunction with other cover benefits such as Mortality Insurance, Public Liability Insurance, Personal Accident Insurance, Trailer Insurance and/or Tack Insurance**.

This unique level includes vets fees up to a maximum of £7,500 in total during the policy period with a 15 month claim period. The cover is for accidental, external injuries only (i.e. involving an open wound), plus the inclusion of three life saving veterinary procedures; Colic surgery, joint or tendon sheath flushing as a result of sepsis, and surgery for pastern or pedal bone fractures.

It offers an alternative solution for those looking to have some form of insurance in place against major, lifesaving veterinary treatment for a much more affordable premium. 

How to purchase Cover -

Standalone Cover - If you would like to purchase standalone cover then please give our office a call on 0345 230 2323 and a member of the team will be happy to help.

Combined with Mortality Cover - If you would like a quotation or to purchase the cover for this vet fee level in conjunction with Mortality Cover, then you can either give our office a call on 0345 230 2323 or go online via the Get a Quote button below. Online, this vet fee option is only available under our leisure policy and is referred to as 'Scale B' Vets Fees. Please note, via our online system you can only insure horses for Catastrophe Cover with mortality cover up to and including £5,000. If your horse is valued above this, please phone the office and we will be able to provide a quotation for you.

Combined with Other Cover Benefits - If you would like to obtain a quotation for this vet fee option in conjunction with Public Liability Insurance, Personal Accident Insurance, Trailer Insurance and/or Tack Insurance, please call the office on 0345 230 2323 to discuss your requirements with a member of the team. 

*Price includes IPT. Standard Terms and Conditions and Underwriting criteria apply.

**Other cover benefits will incur an additional premium.

"Catastrophe Cover will be good news for people who previously could not afford to insure but were worried about serious accidents and severe colic requiring surgery. It provides peace of mind for those scenarios when treatment is expensive but necessary and would otherwise result in significant financial cost or even the horse being put down." Dr. Annie Ashman MA VetMB MRCVS

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KBIS offer a unique product in the Horse Insurance Market - Catastrophe Cover: lifesaving treatment at a lower cost.