Here at KBIS, we listen to the feedback we receive from our clients and continually work to improve the products and services we provide.
With this in mind, we're excited to share that not only have we refreshed our horse insurance products, making it clearer, simpler and more tailored to the way you ride, but we've also expanded our catastrophe cover to include solutions for breeding and polo.
Below is a high-level summary of what's new. To find out more information about the changes we've made, please speak to a member of our team on 03452302323 or email ask@kbis.co.uk
UPDATED: Horse Insurance
Whether you're looking for straightforward protection or cover tailored to your horse’s lifestyle, our updated options give you more clarity, flexibility, and value than ever before.
Simplified veterinary fee cover
We've enhanced and simplified our veterinary fee options, you can now select three different limits with a range of three excess options to ensure we have something suitable for all budgets.
We have also increased the amount we offer for complementary therapy and hospitalisation costs to help prevent any additional unexpected expenses.
Updated activity classes
Our classes of use have been updated to reflect better how your horses are actually used.
Whether you are competing in advanced level eventing, hacking with friends or have an old faithful, retired in the field, the new classes make sure your policy truly covers you for what you want to do.
Increased disposal contribution
We've increased our contribution from £200 to £1,000 and extended this to include the cost of euthanasia to better support you during the more difficult times.

NEW: Specialist Cover for Polo & Breeding
We’ve expanded our Catastrophe Cover to include tailored options for broodmares and polo ponies, enabling us to better support a broader range of disciplines within the equestrian industry.
Catastrophe Cover for Polo ponies
A market-leading veterinary fee insurance for polo ponies now including:
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Accidental External Injuries Only (AEIO)
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Colic Surgery
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Joint or Tendon Sheath Flushing as a result of Sepsis
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Surgery for Pastern & Pedal Bone Fractures
- Complementary therapy and hospitalisation costs included within the overall policy limit
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Catastrophe Cover for Broodmares
A market-leading solution for broodmares, now including:
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- Cover for Accidental, External Injuries Only (AEIO) and life-saving vet fees to save the life of the mare or the unborn foal
- Includes AEIO veterinary fee cover for the foal up to 89 days post-birth
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- Complementary therapy and hospitalisation costs included within the overall policy limit

