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Pony Club Insurance - Cover Available

Pony Club Insurance - Cover Available

 Property Insurance

You can include cover for property owend by the branch or club as well as including items which are temporarily on hire such as PA systems. 

For property owned, such as trailers, showjumps, trophies, and dressage boards, cover is included for physical loss or damage, including if it is on hire or being lent out to a third party.

Equipment should be insured for its current market value taking into account depreciation as in the event of a claim you will be reimbursed the cost of a new replacement less a deduction for wear, tear and depreciation.

For hired in equipment cover is for ‘replacement as new’ and so the sum you insure for should be for the full new replacement cost. Cover is on a temporary basis, up to 30 days per year.

 Damage to Vehicles at Events

Cover is provided for any external physical damage to a vehicle that was caused directly or indirectly by a horse or pony. The policy includes vehicles that belong to committee members, accredited officials or trainers, for incidents that have occurred at an official club event/activity.

 Personal Accident Insurance 

Members personal accident insurance includes cover for club members whilst attending an official pony club activity, whether that is at a club show or training/clinics.

Cover is included for permanent total disablement, that is an injury which leaves the member entirely unable to carrying out their usual occupation or if in full time education, leaves them unable to perform the normal activities of a healthy person of a similar age and experience.

Cover can also be included for instructors, officials and volunteers when they are officiating, stewarding or instructing at an official pony club event. Cover includes such activities as course building, both show jumps and cross country fences, as well as when travelling to and from official events. Cover includes temporary total disablement (for persons over the age of 17) which is a weekly benefit should they suffer and injury which leaves them temporarily unable to carry out their normal occupation. Full details of cover provided can be found in the policy key facts on the policy documents page.

Ensure your clubs property is protected against loss or damage, cover can be included for both hired and owned equipment.