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Farrier Insurance - FAQ

Farrier Insurance - FAQ

 Can you provide insurance for my vehicle as well?

Yes we can provide insurance for your vehicle. Our van insurance is underwritten by one of the leading motor insurers, ERS, who have more than 60 years experience in the industry.

 How can I keep my premium down?

KBIS allow you to choose which cover you want to include within your policy. This means the cost of your insurance is directly proportionate to the insurance cover you want.

However, if you would like to reduce your premium you could always consider reducing the limit of indemnity under certain sections (Public Liability, Employers' Liability, Care, Custody or Control cover) or exclude certain types of cover.

Alternatively, you can pay for your policy by monthly instalment, which allows you to spread the cost of your policy over 12 months.

 Will I have to pay an excess if I claim?

It will depend on what aspect of your cover you are claiming against. Some sections of cover, such as goods in transit and loss or damage to property, carry an excess while other sections of cover, such as employers liability do not carry an excess. Any excess applicable to the cover will be stated in your policy terms and conditions, but the most you will have to pay under a policy with KBIS would be the first £500 of each and every claim.

 I have some insurance in place with another company but they don’t offer all of the cover I need. Can you provide a policy that just covers the area I am looking for?

Our farrier’s policy is designed, where possible, to be flexible, enabling you to select the specific areas of cover you wish to take out. For example, if you have your stock and vehicle covered but need public liability insurance then we can provide you with a policy to cover this and nothing else.

You may find however that we can offer more competitive cover to that which you currently have in place, so it is always worth discussing your insurance requirements with us to see if we can provide a more cost effective solution.