Whether you have a trailer or a horsebox, purchasing suitable breakdown cover should be a top priority before taking to the road.
A KBIS Breakdown policy ensures that wherever you are in the UK, an experienced team will be on hand to get you back on the road as soon as possible. We offer a comprehensive breakdown policy that includes all of the below benefits as standard:
This is designed to assist you should you be unable to start the vehicle at home, providing up to an hours labour from a mechanic or recovery to the nearest available repairer.
2. Roadside Assistance
If you breakdown on the road anywhere within the UK then you will be assisted at the scene of the breakdown to try and get you back you on the road as quickly as possible. If the vehicle cannot be repaired at the roadside then the vehicle will be taken to the nearest available repairer.
3. Recovery Service
In the unfortunate circumstance that the vehicle cannot be repaired quickly at either the scene of the breakdown or at a garage, a suitable recovery vehicle will be provided to transport you, your horse(s) and passengers to a destination of your choice.
4. Alternative Travel or Accommodation
When the vehicle is unable to be repaired the same day or recovered to your destination and you are more than 50 miles from home, you can receive up to £250 for emergency travel or overnight accommodation for you and your horse(s).
5. Key Cover
If you lock your keys within the vehicle or lose them then the policy will cover taking you, your vehicle and your horse(s) to your spare keys or a local repairer, whichever is closest.
It can be a simple mistake but leave you unable to continue on your journey. The policy will cover the draining and flushing of the fuel tank at the roadside, taking you to the nearest repairer if it’s not fixable and even topping up your tank with 10 liters of the correct fuel to get you on your way again.
7. Replacement Driver
It’s not a situation we like to think of ourselves in but having a fall or accident whether at a competition, on a fun ride or out schooling, could leave you unable to drive you and your horse home again. If, as the only driver of the vehicle, you have been certified as medically unfit to continue a journey or drive home then a replacement driver will be arranged and the cost for the service covered.
8. Messaging Service
If your vehicle breaks down and help is arranged by the Rescue Control Centre, they can contact your family or colleagues to let them know about the situation. It’s a helpful bonus if your phone has run out of battery.
KBIS Breakdown Policies are provided through ERS, the UK’S largest specialist motor insurer. Full terms and conditions are available on request.
Get a Breakdown Cover quote or call our helpful team on 0345 230 2323.
KBIS are one of the largest independent horse insurance providers, offering all types of insurance for the equestrian. Make sure you are ready to hit the road again with our horsebox, trailer and breakdown insurance. KBIS also offer personal accident cover, insurance for equestrian businesses, such as yards, instructors, competition centres. To discuss your insurance needs call us today on 0345 230 2323.