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KBIS British Equestrian Insurance provides Horse Insurance, Horsebox Insurance, Liability Insurance plus lots more

Cover Available

 Public Liability

Public liability covers you for any claims made against you in respect of third party property damage or third party injury. We offer a choice of limits from either £1,000,000, £2,000,000 or £5,000,000 with an excess of £500 (third party property damage only).

 Employers Liability

You are required by law, under the Employers Liability (Compulsory Insurance) Act 1969, to hold a current Employers Liability policy for anyone employed by you, whether they are full time, part time, in training, paid or unpaid. It provides cover for any personal injury claims made against you by an employee during the course of their employment.
The policy provides cover up to £10,000,000.
Employers Liability cannot be taken out in isolation, only in conjunction with Public Liability.

 Care, Custody & Control

Also referred to as Custodial Liability, this section provides cover should a horse, in your care, sustain an injury or die as a result of your negligence.
Benefits are paid for veterinary fees or, in the event of the horse's death, the current market value of the horse, up to the incident limit. We offer a choice of limits from £10,000, £25,000 or £50,000 all with a limit of £100,000 during the policy period and an excess of £500 for each and every loss.

 Specific Extensions

We can offer specific extensions to cover depending on your individual requirements, for example extend your Public Liability cover to include any shows held at the yard, or on our Freelance Grooms policy include cover for teaching. We are also happy to approach our underwriters about any non-standard extensions to cover that you may need.