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Cheap Horse Insurance

Cheap Horse Insurance

At KBIS we offer a range of cover options to help suit all budgets and requirements. If you are looking for cheaper horse insurance then our leisure policy provides a number of affordable choices.

Designed for horses who are either at grass, used for hacking, riding club activities or lower level competing (unaffiliated or affiliated), our leisure policy offers cover for mortality, plus optional vets fees, public liability, personal accident and tack and trailer insurance.

The vet fee options work on a scale of A – E, with A being the cheapest level; for accidental, external injuries only involving an open wound. Gradually increasing in price in line with the level of cover up to Scale E; offering full vet fee cover up to £3,000 per incident, with a low excess of £175.

You might also like to consider our Catastrophe Cover (Scale B). This unique vet fee option can be purchased as standalone policy for just £300 or can be purchased alongside other covers benefits, such as mortality insurance for an additional premium. The cover is for accidental external injuries only plus the inclusion of three life-saving veterinary procedures; colic surgery, joint or tendon sheath flushing as a result of sepsis and surgery for pastern and pedal bone fractures. It provides cover up to £7,500 during the policy period and, as with all our vet fee cover options, provides 15 months cover from the onset date of the incident. To find out more about this level of cover and how to purchased click here – Catastrophe Cover

If you require cheaper cover for an older horse, then our leisure policy offers full veterinary fee cover (for accident, sickness, and disease) for horses up to 25 years of age and more limited cover (for accidental, external injuries only) for horses up to 30 years of age.

Whilst vet fee insurance is the most popular cover option on a horse insurance policy, it is also the most expensive. If you are looking for even cheaper cover you might to consider a mortality policy with public liability insurance. Public liability insurance is essential cover to have in place for any horse owner, you can find out more about the levels offered and what it covers here – Public Liability Horse Insurance 

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KBIS offer a unique product in the Horse Insurance Market - Catastrophe Cover: lifesaving treatment at a lower cost.