Our new veterinary fee option provides full accident, sickness and disease cover at an affordable price. Where a lot of insurance products provide a limit per incident and unlimited cover in the policy year, this new option gives you up to £10,000 per year with no limit per incident. You can cover up to eight horses on the policy allowing you to spread the risk without a huge increase in cost.

Available with mortality cover or as standalone vet fee cover the product is simple, you have £10,000 per policy period in total.
 

What does this mean for owners with multiple horses?

For example, if you have three horses on your policy and one of them has a claim for £2,000, you still have £8,000 left to use that year. This can either be used for the other horses on the policy or for another issue with the same horse.

No matter how many horses you insure one or eight you get up to £10,000 of cover each year.

Who should consider this option?

Whether you're a leisure rider with a couple of much-loved companions, a small breeder managing a yard, or a rider with a string of competition horses, our new product is built to make insurance easier and more affordable. 

This vet fee cover is ideal for:

  • Owners with one to eight horses

  • Yards and small breeding operations

  • Any horse owner who is looking for a more cost-effective way to insure their horse or horses

 

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What you get:

Cover for accident, sickness & disease

✅ Cover up to 8 horses on one policy

✅ £10,000 total per year (aggregate limit)

✅ One excess: £250 per incident

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*(subject to standard underwriting requirements)